Introduction
At Money20/20 Bangkok on April 22, 2026, EMURGO introduced SecondFi — a self-custody neofinance platform built for spending, trading, earning, and saving with users in control.
As part of this evolution, Yoroi Wallet will become SecondFi.
This marks the next step in expanding Yoroi beyond a traditional wallet — into a more complete experience designed for everyday financial use.
While the experience evolves, the foundation you trust remains the same.
What This Means for Yoroi Users
SecondFi will bring together everyday financial actions — including spending, sending, staking, and asset management — into one simple, user-controlled experience.
When SecondFi launches, your wallet, assets, and access will remain unchanged.
Your existing Yoroi app will automatically update to SecondFi if you have auto-updates enabled. If not, you can update it manually from your app store. There is no new application to download.
Frequently Asked Questions
- What is changing?
Yoroi Wallet is becoming SecondFi.
Everything you can do today — like holding, sending, and staking your assets — will remain the same. SecondFi builds on that foundation by adding more ways to use your assets in everyday life.
With multichain support, access to 10,000+ assets, global card-based payments, and expanded features over time, SecondFi goes beyond a traditional wallet — bringing spending, sending, staking, and asset management into one simple, user-controlled experience.
- What happens to Yoroi?
Yoroi Wallet is becoming SecondFi.
At the same time, the Yoroi brand will continue independently within the ecosystem as a DRep (Delegated Representative), supporting governance participation. Your stake pool and DRep ID will remain unchanged.
- Do I need to create a new wallet?
No.
When SecondFi launches, your existing wallet will remain exactly the same. Your Yoroi app will automatically update to SecondFi if auto-updates are enabled. If not, you can update it manually from your app store — no new application is required.
- Are my assets safe?
Yes.
You do not need to move your assets. They will remain exactly where they are, under your control.
If anyone asks you to transfer your assets or share your recovery phrase as part of this transition, it is a scam.
- I stake to Yoroi, what changes?
Nothing changes.
Your delegated stake, rewards, and settings will continue as usual after the transition. You will still be able to access and manage your staking directly through SecondFi.
- What happens to my stake pool?
No change.
You will remain delegated to the same stake pool unless you choose to change it.
- What happens to Yoroi as a DRep?
No change.
The Yoroi DRep will continue to operate as usual within the ecosystem. You will still be able to access and participate in Cardano governance through SecondFi.
- Do I need to do anything?
For now, no action is needed.
When SecondFi becomes available, you can simply update your app to transition. Everything else — your wallet, assets, and access — will carry over automatically.
Looking Ahead
SecondFi is just the beginning.
More features will roll out over time — expanding how you use your assets in everyday life, while keeping you in control.
About SecondFi
SecondFi is a self-custody neofinance platform built for spending, trading, earning, and saving with users in control. One app, one account, fully yours. The future is onchain. SecondFi is how you get there. For more information, visit secondfi.io.
About EMURGO
EMURGO is a co-founding entity of the Cardano Blockchain that drives the commercial adoption of blockchain technology and asset tokenization. Through strategic investments, partnerships, and infrastructure development, EMURGO connects traditional finance and Web3, enabling trust, scalability, and the tokenization of real-world assets.
